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January 10, 2013

This may seem like a wacky idea from the get-go. Though, if you are already in a blog that talks about everything related to dogs, it must be because you, like me, love your furry friends and take great care of them; and there’s no harm in that! We are used to getting strange looks when we spend a lot of money getting the-best-of-the-best food, toys, snacks for our dogs, and we deal with it because at the end of the day, it’s your dog who is healthy and happy and it comes all comes down to that. That’s how you treat a member of your family, right? And that’s exactly what they are!

So, when it comes to unexpected situations, such as accidents or diseases, you wouldn’t think twice about getting the best care for your pet. However, this may set you way behind when it comes to footing the bill. That’s where dog insurance comes into place.

What is it and how does it work?
It’s the same concept as any regular insurance, where you sign up and pay a monthly fee (maybe every two months, depending on the company), you choose a deductible and you’re covered when/if an unexpected situation demands health care.
You pick a licensed vet, have your dog taken care of without worrying about what’s going to happen next. Then you take the invoice to your insurance carrier and, depending on the deductible you chose before, you will get a refund of between 70% to 100% of the total bill.

What does it cover?
That’s the beauty of it, many things can happen to your dog that you can’t even think of, ranging from a silly house accident, to allergies, poisoning, cancer or any serious illness. Getting a dog insurance allows you to rest assure that you will only have to rush to the vet of your choice and not worry about the bill.

Puppies or Adults?
This is a common question because you tend to compare it with regular insurance or health care, where the age of the person actually counts for the plan they end up getting. However, this is not the case. You can get your puppy insured (from 7 weeks and on) and you can get the same for an adult dog. This is a normal concern for many reasons: for one thing, many adult dog owners are only just now learning about this and want to get it; but also many people adopt rescue dogs that are adults and want to take care of them as well!
A thing to consider though, is that if you have a senior dog, you might want to get a plan that only covers cancer since adult dogs are less exposed to other illnesses and accidents. A puppy that’s only beginning to explore the world should be completely covered!

How much does it cost?
The plans will range according to the company, the deductibles and the coverage, but it won’t go higher than $25 a month. If you really think about it, you can probably fit that into your budget!

About the author:
Eugenia Sincovich is an Argentinean writer that can’t seem to stay in one place! She loves everything that reminds her that she’s alive and does her best to convey those feelings into her texts. She currently writes for iNetGiant.

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